Groceries on a Dime {Buying More, Spending Less}

Groceries On A DimeBuying More, Spending Less

Times are tough right now.

People are being laid off. Salaries are stagnant. And prices are going up everywhere, on everything.  Two income homes are becoming one income homes and families are struggling with how to pay the bills, get gas, and buy groceries.  It’s stressful and wallets are definitely hurting.

Our family became a one income family when I quit my job to stay home with our two children.  Our income was cut in half.  So we changed our lifestyle and re-prioritized.  It was definitely an adjustment on our budget.  The one area I felt I could help us financially was in our grocery budget.  My mission, borderline obsession, became “buy more, spend less.”

That was nine years ago.

We are still a one income family but we have added four more kids. My husband makes more and we are blessed that he is able to get overtime when money gets a bit tight. But I still consider it my “job” to stretch our money, especially our grocery money, as far and as wide as it can go. Actually, it’s more than my job.

It is my super power.

While I am by no means a budget expert, I think I got this grocery thing down.  We spend a strict $550 on groceries every two weeks.  That includes pet supplies, diapers for three, formula, and eight people’s worth of food and toiletries.  Throw in miscellaneous items, school supplies, and activity needs and that $550 begins to sound more and more amazing, magical even.

So how do we do it?

Get a pen and paper and take some notes (notice I didn’t say scissors; no coupon cutting here!).  I am about to let you in on my grocery superpower secrets…..

GROCERIES ON A DIME….BUYING MORE, SPENDING LESS

Make groceries a bill.  This has made the biggest impact on stretching our money when it comes to groceries.  Before, I would spend a different amount every month, based on how much we had or what was on my list.  Now, when we budget every paycheck our grocery money is taken out just like a bill.  There is no wondering how much I will need for groceries.  It’s the same every paycheck.

Make a list.  This one is pretty obvious.  And easy, in theory.  It’s a bit harder once you get to the store and start shopping though.  Treats start calling your name.  Candy begins singing to you. And everything looks like a need.  I need chips and guacamole dip.  I need double stuffed Oreo cookies.  Make a list and stick to it.  Your wallet (and waistline) will thank you.  My favorite list making tool is the Grocery iQ app.  You can make a list of favorite items, including how much they cost.  Then you simply add the favorites to your weekly grocery list and it keeps a running track of how much you will spend, have spent, and still need to spend.  It is WONDERFUL.

Make your meal plan from your list, not your list from your meal plan.  Besides a few specialty items here and there, my list is the same every time I shop.  Every item is considered a staple item and from these staple items I make my meal plan for the next two weeks.  We do adjust for seasonal items, such as produce, and for items on sale.  But for the most part I buy the same items every two weeks, even if we don’t need it.  There are no surprises to my grocery budget this way.  And it makes making my grocery list waaaay simple.  Plus, I build up our pantry so when a month comes that we do need a little extra money somewhere else or have an unexpected cost arise, I can take it from our grocery budget by eliminating items we have stocked in the pantry from my list.

Be flexible. This one requires a bit more prep and planning but is so key to saving money on food.  I do not shop just one store.  I shop 3, sometimes 4 and 5 stores every time I shop.  This can vary depending on the season also.  Inconvenient? Heck yes! Epecially with six kids in tow.  Necessary? Absolutely.  It may take several trips of “Ugh, I could have gotten that cheaper here!” to make your store specific list.  But it will pay off.  At the checkout line.  And in your wallet.

Shop discount stores and buy generic. We buy the bulk of our groceries at Aldi, a new and unique grocery chain in our area.  Many of the items we buy are $1, $2, and even $3 cheaper at Aldi, including the gluten free and dairy free items we have to buy for our intolerant children.  I also buy generic whenever I can.  In most cases generic is comparable or even better to their name brand counterpart.  But if the generic brand tastes like cardboard covered in sugar, I will buy the name brand. But that is rare. Like shopping with a three year old who doesn’t have to potty every five minutes rare.

Keep it simple. It is very easy in this age of Pinterest  to try to be a sous chef at a five star restaurant in your own kitchen.  But you can eat healthy without all the stress of an elaborate four course meal.  Stick to the basics.  They are easier and cheaper.  Save the blackened tilapia tacos with homemade avocado cream sauce and lime cilantro rice for a special occasion.  Or better yet, order it when your honey takes you out.  Less items on your grocery list means more money in your pocket.  And, bonus, less dishes in your sink.

And last, leave your husband at home.  If your husband is anything like mine, you know exactly what I’m talking about.  He’s worse than the kids.  I am guaranteed to spend twice as much and come home with less when he goes shopping with us.  So give him a honey-do list, pour some sugar on his lips, then speed away. Fast. Before he has a chance to sneak Fritos and cheese dip onto your list.

And that’s it.  You know my grocery superpower secrets now.  So put on your capes and get shopping!

I want to hear from you! What are some of your best grocery budgeting tips?

Previous articleWhy I’d Rather NOT Know What Time It Is
Next articleWhen Mom Trains for a Marathon
Shilah Seale
Hey all! I’m “mommy” to six kids and “babe” to their incredible dad. But my friends just call me Shilah. I am a “native” transplant to Oklahoma, meaning I was born in Norman (BOOMER SOONER, baby!) but grew up an army brat moving from place to place. I spent most of my “growing” years in Maryland, where I graduated from high school and college and met my husband who was a marine stationed at the Naval Academy at the time. I knew I was going to marry him five minutes into our first date, and actually told him that our second date. Surprisingly, he didn’t call me for a third date…..When he moved to Arizona to become a police officer, I stalked, I mean, moved there too. It took me three more years to convince him that he was NEVER going to get rid of me. We were married in 2005. A decade and several moves later, we are six kids heavier and about one spilled drink away from the insane asylum most days. I homeschool our children, “ages” moody (preteen), goofy (9), sensitive (6), sassy (3), busy (1), and toothy (9 months). My husband works crazy hours as an Oklahoma City police officer. I am extremely proud to be a law enforcement officer’s wife but it can be a lonely, scary title to bear at times. However, I love a man in uniform and still think he’s HOT. Our life is a beautiful mess of structure and chaos. And our family motto is to make weird look awesome. When I’m not bribing kids to do their school work or changing another diaper, I like to breathe and sleep. And if I have time after that maybe read a book or write. I listen to Christmas music all year long, love the color yellow and lighting things on fire (legally, of course). I absolutely hate onions, cooking, and being cold. I can be very OCD about everything, which works really well with six kids. Not. I believe in time outs and have been known to put myself in one from time to time. When I grow up, I would love to write a book, own a Christmas tree farm, and have a bull in the rodeo circuit.

4 COMMENTS

    • Thanks Alana! I don’t use one set meal plan. Instead I just search Pinterest for recipes and keep a board of ones we’ve liked. The closest thing I have to a meal plan is a type of food planned for each day of the week. For instance, Mondays are Mexican dishes, Tuesdays are Breakfast for Dinner dishes, Thursdays are Crockpot or casserole dishes, Fridays are Fun Fridays and the kids get to pick what we make, Saturdays are Souper Saturdays (or in the summer time, BBQ and grilling), and Sundays we try to eat leftovers and kind of just snack. But the meals I use each week may vary depending on what I found on Pinterest. Hope that helps!

  1. Vegetarian cooking keeps our bills low. Our weekly (factoring in shopping at ALDI) is around 90-100 per week. My friend who shops similar to me saves her money by shopping the Crest meat sale and saving up. Then there is home gardening to offset fresh herbs and such.

LEAVE A REPLY

Please enter your comment!
Please enter your name here